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Fixed Rate Mortgages
 
This product is ideal for people who feel more comfortable with a set monthly payment for the term of the loan. Several different terms are available for this product ranging from 15 to 30 years, with points and without points. If you're looking for stable mortgage payments, this is the mortgage for you.
 

Rates as of Wednesday, August 4, 2010

Product Description Points Origination Fee Interest Rate Annual Percentage Rate Payment per $1,000 Closing Costs Apply
PURCHASE LOANS
30 Year Fixed Rate - Purchase (FW)
30 Year Fixed (FW)   0.000 0.000% 5.000% 5.018% $5.37 $2,723.35
15 Year Fixed Rate - Purchase - FNM
15 Year Fixed   0.000 0.000% 5.125% 5.492% $7.97 $2,728.60
15 Year Fixed   1.000 0.000% 5.375% 5.587% $8.10 $3,738.95
10 Year Fixed Rate - Purchase - (QW)
10 Year Fixed (QW)   0.000 0.000% 5.250% 5.773% $10.73 $2,733.70
10 Year Fixed (QW)   1.000 0.000% 5.000% 5.299% $10.61 $3,723.35
REFINANCE LOANS
30 Year Fixed Refinance with Cash Out
30 Year Refinance with Cash Out   2.000 0.000% 5.375% 5.557% $5.60 $4,738.95
30 Year Refinance with Cash Out   1.000 0.000% 6.125% 6.220% $6.08 $3,770.15
15 Year Fixed Refinance with Cash Out
15 Year Refinance with Cash Out   2.000 0.000% 4.875% 5.181% $7.84 $4,718.10
15 Year Refinance with Cash Out   1.000 0.000% 5.625% 5.780% $8.24 $3,749.30
 
 
Rates are subject to change without notice. Loan limits and other restrictions may apply.
 
Annual Percentage Rate (APR) quoted above are based on a representative $100,000 loan amount, with 20% down payment/equity for the stated term and include the points listed. Rates are not guaranteed until lock-in and subject to change without notice. All loan applications subject to credit underwriting and property approval. Homeowners' Insurance and flood insurance (PMI) if your downpayment/equity is less than 20%.Loan rates are for a first lien position on 1-4 family owner-occupied residences.
 
Appraisal fees: $300 single family - $500 for a 2-4 family