Rates Mortgage Fixed - LoanQuoter Sample Site

This product is ideal for people who feel more comfortable with a set monthly payment for the term of the loan. Several different terms are available for this product ranging from 15 to 30 years, with points and without points. If you're looking for stable mortgage payments, this is the mortgage for you.

Rates as of Monday, November 10, 2008
Product Description	Interest Rate	APR	Payment per $1,000	Payments	Apply	Closing Costs	Origination Fee	Points
PURCHASE LOANS
30 Year Fixed Rate - Purchase
30 Year Fixed	5.500%	5.606%	$5.68	Show Payments		$4,465.00	0.000%	2.000
30 Year Fixed	6.000%	6.230%	$6.00	Show Payments		$3,465.00	0.000%	1.000
15 Year Fixed Rate - Purchase - FNM
15 Year Fixed	4.875%	5.239%	$7.84	Show Payments		$4,668.12	0.000%	2.000
15 Year Fixed	5.625%	5.839%	$8.24	Show Payments		$3,699.38	0.000%	1.000
REFINANCE LOANS
30 Year Fixed Refinance with Cash Out
30 Year Refinance with Cash Out	5.375%	5.606%	$5.60	Show Payments		$4,465.00	0.000%	2.000
30 Year Refinance with Cash Out	6.125%	6.230%	$6.08	Show Payments		$3,465.00	0.000%	1.000
15 Year Fixed Refinance with Cash Out
15 Year Refinance with Cash Out	4.875%	5.264%	$7.84	Show Payments		$4,465.00	0.000%	2.000
15 Year Refinance with Cash Out	5.625%	5.797%	$8.24	Show Payments		$3,465.00	0.000%	1.000

Rates are subject to change without notice. Loan limits and other restrictions may apply.

Annual Percentage Rate (APR) quoted above are based on a representative $100,000 loan amount, with 20% down payment/equity for the stated term and include the points listed. Rates are not guaranteed until lock-in and subject to change without notice. All loan applications subject to credit underwriting and property approval. Homeowners' Insurance and flood insurance (PMI) if your downpayment/equity is less than 20%.Loan rates are for a first lien position on 1-4 family owner-occupied residences.

Appraisal fees: $300 single family - $500 for a 2-4 family

Rates as of Monday, November 10, 2008