OUR STAFF
Marc Riccio 
Marc is the head of Mortgage Lending at 1st Virtual of America. He brings you his extensive knowledge and experience in overseeing the entire mortgage process for you.
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John Dempsey 
John has been helping customers since 1929 and has extensive experience in FHA lending. He brings you his extensive knowledge and experience in overseeing the entire mortgage process for you.
johnd@1stvirtual.com
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JoAnne Moore
JoAnne has been assisting customers with their lending needs for 13 years, in both the mortgage industry and the consumer lending side. She is always available to give you her best in finding the lending solution to meet your needs.
joannem@1stvirtual.com
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Robert Saunders
Robert is a leader in his field, an expert at helping clients find loans for difficult situations. He will be glad to assist you in all your lending needs.
roberts@1stvirtual.com
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David Gray
David brings you his extensive background in the lending industry, giving you his best in finding the best loan to fit your needs. Have David help you to find your solutions.
davidg@1stvirtual.com
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Carl Winston
Carl has been serving customer in the mortgage department at 1st Virtual of America for 26 years. He brings his extensive knowledge to help you find the best loan for your needs.
carlw@1stvirtual.com
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Marie Burkes
Marie is the mortgage assistant, helping the other Loan Officers with the paperwork necessary to complete the mortgage process. Marie will work with you to ensure that all your documentation is complete.
marieb@1stvirtual.com
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